KYB
KYB monitoring
A business you verified at onboarding can change afterward - a new owner, a lapsed registration, a status change. KYB monitoring is checking for that, on an ongoing basis, instead of only once.
Definition
KYB monitoring - Re-running Know-Your-Business checks against a company after onboarding, on a recurring basis, so a change in ownership, status, or registration is caught rather than assumed away.
Why onboarding-only KYB has a blind spot
A standard KYB check answers one question at one point in time: is this business real, properly registered, and who controls it - as of today. That answer doesn't stay true forever. A company can change hands, lose good standing, or have its register access change, all without anyone telling the business that onboarded it. Point-in-time KYB is the right first check; it's not a substitute for knowing when that answer stops being accurate.
What actually changes, and what monitoring catches
Keizu re-resolves a monitored company against its source register and records the specific kind of change detected - a new filing, an ownership change, a status change, a change in whether the register itself is currently accessible, or a discrepancy worth a second look. See how Keizu monitors for change for exactly how that comparison works.
KYB monitoring vs. UBO monitoring
KYB monitoring is the broader term - it covers the business entity as a whole: registration status, filings, and ownership together. UBO monitoring is the narrower, ownership-specific slice of it. Every UBO monitoring event is a KYB monitoring event; not every KYB monitoring event is about ownership.
The umbrella term: perpetual KYB
Run continuously rather than at fixed checkpoints, KYB monitoring becomes what the industry calls perpetual KYB - treating due diligence as a standing state to maintain, not a box ticked once at the start of a relationship.
Related
See it work on a real company.